Privacy Policy

Who is responsible for your data

The data controller for this website is VehCalc Editorial Team, an independent publisher of vehicle finance calculators and educational guides, operating from Sichuan, China. This is the party that decides why and how personal data is processed on vehcalc.com, and the party to contact for any privacy question, request to access or delete data, or complaint.

Contact the data controller at team@vehcalc.com. We respond to privacy-related inquiries within 48 hours. This ownership disclosure was last reviewed on September 19, 2026.

Overview

At VehCalc, protecting your privacy is a top priority. This Privacy Policy explains what information we do and do not collect, how we use it, and the choices you have when using our website. We believe financial tools should be accessible without requiring personal data or sacrificing privacy.

In short: we do not ask you to create an account, we do not require your name, email, or phone number to use our calculators, and our calculation tools run entirely in your browser — your financial figures never leave your device.

Contact form (Web3Forms)

If you send a message via our contact form, the name, email, subject and message you submit are transmitted to and stored by Web3Forms (web3forms.com) solely to receive and respond to your inquiry. We do not use this information for marketing, and we never sell, trade, rent or transfer it to third parties. You may request deletion of your submission at any time by emailing team@vehcalc.com.

Information We Do Not Collect

VehCalc is designed for anonymous use. We do not request or store:

• Your name, email address, or phone number
• Credit card numbers or banking details
• Vehicle identification numbers (VINs) or license plate information
• Your physical address or precise location
• Any personal data that could directly identify you

All calculator inputs — including loan amounts, interest rates, and income figures — are processed locally in your browser and are not transmitted to our servers or stored on our systems.

Anonymous Analytics

We use Google Analytics, a common third-party analytics service, to understand how visitors interact with our website. This helps us improve our calculators, fix technical issues, and understand which tools are most useful to our audience.

The analytics data we collect is fully anonymous. We see aggregated statistics such as page views, average session duration, device types, and general geographic regions — but we cannot identify individual users. We have configured Google Analytics with IP anonymization enabled, meaning your full IP address is never stored or processed.

Cookies

We use a minimal set of cookies to operate the website effectively. These include:

• Analytics cookies: Used by Google Analytics to track anonymous usage patterns. You can opt out of analytics cookies using your browser settings.
• Session cookies: Temporary cookies that help the website function properly during your visit. These are deleted when you close your browser.
• Preference cookies: Remember your settings, such as unit selection (imperial or metric), for a better experience on future visits.

We do not use cookies to track you across other websites or to build advertising profiles. For more details, see our Cookie Policy.

Third-Party Services

Beyond analytics, we use the following third-party services:

• Google AdSense: To display advertisements on the site. AdSense may use cookies and collect anonymous data to deliver relevant ads. Google's advertising privacy practices are governed by their own policies.
• Cloudflare: For website hosting, security, and content delivery. Cloudflare may process minimal connection data for security and performance purposes.

We carefully select third-party services that respect user privacy. However, we are not responsible for the privacy practices of these external providers.

Data Retention

Because we do not collect personal data, there is no personal information for us to retain or delete. Anonymous analytics data is retained by Google for varying periods according to their data retention policies. We do not store any of your calculator inputs or results on our servers.

Children's Privacy

VehCalc is designed for general audience use and is not directed at children under 16. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can address the issue promptly.

Interest-Based Advertising (Personalized Ads)

We use Google AdSense to display advertisements on VehCalc. AdSense is an interest-based advertising (IBA) service: Google and its advertising partners may use cookies, advertising identifiers, and similar technologies to personalize the ads you see, measure ad performance, and limit how many times you see the same ad. Personalization may be based on your prior activity on this and other websites.

You can control personalized advertising at any time. Common options include:

• Google Ads Settings: Visit google.com/settings/ads to turn off personalized ads from Google.
• YourAdChoices: Opt out of interest-based ads from participating companies via the Digital Advertising Alliance's program at aboutads.info/choices.
• Browser or device settings: Most browsers let you block third-party cookies or reset advertising identifiers.

We do not merge personally identifiable information (such as your name, email address, or phone number) with advertising data, and we do not transmit PII in ad requests. Where required — for example, for visitors in the European Economic Area (EEA) or the United Kingdom — we request your consent through our consent management banner before storing or accessing non-essential cookies used for advertising. You may withdraw or change your choice at any time using the same banner or by clearing your cookie preferences.

Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the “Last updated” date on this page. Significant changes will be highlighted with a prominent notice on our website.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact the data controller, VehCalc Editorial Team, by email at team@vehcalc.com, or visit our contact page. We are committed to answering privacy-related inquiries within 48 hours.