Terms of Service

1. Acceptance of Terms

By accessing or using VehCalc (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to any part of these Terms, you should discontinue use of the Website immediately. These Terms apply to all visitors, users, and others who access the Website.

2. Description of Service

VehCalc provides a collection of free online calculators for vehicle finance and ownership planning. Our tools include but are not limited to auto loan calculators, lease payment calculators, refinance calculators, early payoff calculators, and total cost of ownership estimators.

The Website operates as a static, client-side tool. All calculations are performed locally in your browser without transmitting data to our servers. We do not require registration, login, or personal information to use any of our tools.

3. No Warranty

The Website and all calculators are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. This includes, without limitation, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted availability.

We do not warrant that:

• The calculators will produce accurate, error-free results
• The Website will be available without interruption or downtime
• All formulas and calculations will reflect current market conditions
• The results will match actual financial offerings from lenders or dealers

4. Limitation of Liability

To the maximum extent permitted by applicable law, VehCalc and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Website.

This limitation of liability applies regardless of the theory of liability (contract, tort, or otherwise) and even if VehCalc has been advised of the possibility of such damages.

5. User Responsibilities

As a user of VehCalc, you are responsible for:

• Providing accurate input values for calculations
• Understanding that all results are estimates for educational purposes only
• Verifying actual financial terms with qualified professionals before making decisions
• Refraining from using the Website for any unlawful purpose or in violation of any applicable regulations
• Not attempting to reverse-engineer, copy, or distribute the Website or its underlying code

6. Intellectual Property

All content on VehCalc, including text, graphics, logos, icons, and calculation formulas, is the property of VehCalc or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, display, or create derivative works from any part of the Website without our prior written permission.

7. Affiliate Links and Advertising

The Website may contain affiliate links and display advertisements from third parties. We may receive compensation for clicks, sign-ups, or purchases generated through these links. All affiliate relationships are disclosed in accordance with Federal Trade Commission (FTC) guidelines in our FTC Affiliate Disclosure.

The presence of affiliate links does not influence the accuracy of our calculators or the integrity of our editorial content.

8. Termination

We may terminate or restrict your access to the Website at our sole discretion without notice for any reason, including if you violate these Terms or engage in activities that could harm VehCalc or its users.

9. Changes to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the “Last updated” date and may provide additional notice. Your continued use of the Website after changes constitutes acceptance of the modified Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which VehCalc operates, without regard to its conflict of law provisions. Any legal action or proceeding related to your access to or use of the Website shall be brought exclusively in the applicable courts of that jurisdiction.

11. Contact Information

If you have any questions about these Terms, please visit our contact page. We are committed to addressing any concerns regarding our service or these Terms in a timely manner.